Archive for the ‘SRES’ Category

Seniors In Transition Seminar – Billerica Public Library 4/30

Are you or a loved looking towards retirement – Have you thought about the length of time you could be in retirment- 20, 25, 30 years.  Have you thought about the potential transitions that could occur during that time, in addition to the obvious – that being probably not working full time, possibly working part time, possibly not working, depending on retirement assets, depending on social security – being health during your retirment, having medical challenges during retirement and more

Do you remain living on your own?  Do you live with family?  Do adjustments need to be made within the home?  How does that work?  How do you pay for that?  What else do you need to think about

If you should need to move into alternative situation are your assets protected?  You worked and saved hard your whole live.

These are difficult things to think about before hand – and even more difficult when things need to be decided at the last minute when some options might not be available to you any more.

Having gone through this with my parents I know first hand how families not talking about these things and making plans together early on makes it more stressful and potentially more costly when decisions need to be made and actions need to be taken

Join us on Wednesday April 30th from 7pm to 8:30pm at the Billerica Public Library on Concord Rd in Billerica MA to get answers to as many of these questions as time will allow and the names and contact informaton for professionals that can take it further for you.

The panel discussion is being hosted by Joan Parcewski, Senior Real Estate Specialist and Certified Senior Home Professional designee, from Woods Real Estate in Billerica.   Professional panelists include Craig Strauss from Strauss Wealth Management – Karol Bisbee, Elder Law and Estate Planning Attorney (accredited by Veterans Administration) as well as registered nurse and co-author of “Protect Your Family! Don’t Writ a Blank Check to the Nursing Home” – Kathy Vasel, Mortgage Banker with Sage Bank in Wilmington – Peter Blaisdell, architect, and Priscilla Harcourt, architect assistant, from Kendall Tayler in Billerica (Aging in Place).

You can preregister at the Billerica Public Library website (as seating is limited) – by going to http://www.libraryinsight.com/eventdetails.asp?jx=nip&lmx=576495&v=3

 

Joan Parcewski, Woods Real Estate   joan@woodsre.com    O 978-262-9665   C 978-376-3978

http://www.JoanParcewski.com

 

Are you considered one of the baby boomer/senior population?

You might be surprised by the answer.

There are some sources who say that the “younger” or  “trailing edge” (as Metlife calls them) boomers are 45 -50 years old.  Surprised?

I was at a Women’s Council of Realtors event in Woburn a few weeks ago and the opening speaker Jody O’Brien) showed us a slide that said:

1. Younger Baby Boomers (ages 46 -54) – They are now entering their prime working years.  What does that mean for them? They will not have the home equity that will allow them to purchase those second homes.  This in turn will curb the second home market

2. And the Aging Baby Boomers (ages 55 to 64) – Because of the downturn in the economy and falling house values – They will need to keep working and many will need to stay in their homes until the home values recover

And then there are the silent generation who many of us think of as our parents, born between 1925 and 1945.

They are at the stage in their lives that they need our help – and hopefully there are families around them for support.  Many of them have lived in their homes for at least 20 or 30 years, some more.  They find themselves with a home that is too big for them to take care of but that probably is paid for.

Do they do a reverse mortgage, perhaps age in place by making changes in their current home and remain there and  live off their equity?  Do they downsize and move to a smaller home?  Do they sell the family home and move into with their children – going back to the old concept of multiple generations under the same roof?  Do they need to go into an independent living or an assisted living home or even skilled nursing.

These changes affect not only the senior, but also their family.

Have you prepared for the possibility of these changes in your life?  Many of us take action only when it becomes an emergency.  There is no pre planning.

Isn’t it better to have control of what can happen – and be the skipper of your own ship?

With this in mind I am hosting a Senior in Transition event on Wednesday, April 30th, at the Billerica Public Library on Concord Rd (Billerica) from 7pm to 8:30pm,  Seniors and/or their families are welcome to attend.  Seating is limited.  So pre-registration is required so that we will have enough informational packets available for everyone who attends.  This night you will meet a financial planner from Strauss Wealth Management (Craig Strauss), an elder law attorney who is also an estate planner (Karol Bisbee) and comes from a nursing background (who understands medicare and all the planning that needs to go along with that),  a mortgage professional (Kathy Vasel from Sage Bank), and an architect proficient in how to adapt your home or other living space to allow aging in place.

Bear in mind this is only a small segment of a bigger topic.  The plan is to have several of these events during the year – introducing other professionals you might need as you move through this transition.

Let’s work together to prepare you for life’s normal progression – as seniors transition through the various stages of their later years, as their needs change, and as they can find comfort in the fact that they took control of the situation and planned it out “their way”

To pre-register for this event – email joan@woodsre.com with your name, phone #, and email address – also if you have any questions that you already may have and need to get answer, please provide that as well.  I will share with our panelists and we will consider those as we prepare this informational seminar.  Of course additional questions will be allowed that night as well.

Joan Parcewski, Realtor and Senior Real Estate Specialist and Certified Senior Housing Professional in training

http://www.JoanParcewski.com    joan@woodsre.com     O 978-262-9665  Cell  978-376-3978

Woods Real Estate   655 Boston Rd #6A  Billerica MA 01821

licensed in MA and by referral throughout the US and other countries

What Happens When A Loved One is Diagnosed with Alzheimers?

Unfortunately some of us have had that experience  – I know in my case it was my grandmother when I was in my early teens, my mother’s sister when my son was in his early teens, and then my mom about 14 years ago.  It is a cruel disease in so many ways.

And that is why one of my focuses in my real estate career is the elderly market.  It has its own very unique set of circumstances – one that affects the entire family.  Understanding that I have and will work as a team with other professionals to help the senior and their family through the maze of things that need to happen.

Of course also bear in mind that some seniors are also younger and just may decide to take a new road as they think about retiring.

So there are many roads this may take depending on how young or how old the senior is – medical condition, financial condition etc

One area is that of medical condition – and Alzheimers is just one of those areas.

Below is a link to a great article on how to handle the Alzheimer’s diagnosis in the family and with your loved one.

http://www.agingcare.com/Articles/how-to-discuss-alzheimers-diagnosis-151266.htm?utm_source=Newsletter&utm_medium=Email&utm_campaign=Newsletter%20-%20January%2022,%202014

As an SRES (senior real estate specialist) I am ready to assist as part of your team.

Joan Parcewski, Realtor and Notary             Woods Real Estate     http://www.JoanParcewski.com

O 978-262-9665         C 978-376-3978            joan@woodsre.com

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