Leading Cause of House Fires – guest blogger Tony Lucacio

Our home is our castle as they say.  Being careful to take precautions to prevent fires as well as to protect your family when one happens is a top priority

 

Do you know what the leading cause of house fires is; it may not be what you think. Fires can be a great danger to you and your home and it is best to know what to look out for and how to stop it. You want to be prepared for a fire and the best way to be prepared is to know what the cause of the fire may be. Fires can end up being a major claim on your Massachusetts home insurance if you aren’t able to stop them. Here is a list of the most common causes of home fires and how to stop them from happening.

  • Cooking Fires are the leading cause of house fires. When you are cooking always be sure to watch your food, because most cooking fires start with the ignition of food or other cooking materials.
  • Smoking is the leading cause of fire deaths. When a lit cigarette comes in contact with furniture, it can start a fire. Do not fall asleep with a lit cigar or cigarette in hand and do not smoke while in bed, because sheets and comforters are very flammable.
  • Heating fires are the second leading cause of house fires. Portable space heaters need to be kept away from flammable materials including curtains and rugs.
  • Electrical fires are another leading cause of house fires. Make sure that you use the correct wattage for light bulbs, because the bulbs can overheat and ignite the lampshade. Also make sure that a qualified electrician is doing the wiring for your home.
  • Have a fire emergency plan. Make sure that you and your family know what to do in case of a fire and have a designated meeting spot in case one happens. Having a meeting spot makes it easy to know that everyone has made it out of the house.
  • Have a fire extinguisher. Not every fire can be put out with just water. A grease fire can only be put out by a fire extinguisher.

Protect your house and avoid a home insurance claim by knowing what to do in case that a fire happens in your household. Fires are dangerous, but you can stay safe by being prepared.

Tony Lucacio       Merrimack Valley Insurance     http://www.mvins.com

alucacio@mvins.com         978-667-2541

 

3 responses to this post.

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